Joe Conover, president of Northwest Bank, Spencer, announced Lisa Maas as director of government guaranty lending. Maas has more than 16 years of experience in the banking industry, with the past seven years emphasis in small business administration lending developing her as an expert in this vital area of banking. She will work with all 19 Northwest Bank locations in originating and servicing SBA loans, enhancing the bank’s outreach and knowledge in this area.